Author: pps-DUEditor

Taking out a mortgage on a house that you want to purchase is vastly different from getting a car loan or a personal loan. Given that it is a huge financial risk for the lender, the process is usually slightly more complex. To make sure that you get approval for the home loan you want, […]

Avoiding tax payments that you rightfully owe the government is not legal. That said, there is no reason for you to overpay, given that there are several ways for you to legally keep your tax payments low. Read on for a better understanding of how taxation works and how you can save your dollars:  All […]

Like many others, you probably have a checking account in which you keep just about enough money to pay the bills and other necessary expenses. And the best part about having this account is that it is free. Or, rather used to be. A number of lenders off late have started to levy a checking […]

While credit cards are great for everyday expenses, it’s best not to carry a balance on them since the average interest rate can exceed 17% APR. If you are in need of funds and can only repay it over a certain period of years, a personal loan is your best bet, given that the interest […]

Many employers give their employees the option of investing in the company’s own stock. Organizations usually do this as a way to encourage loyalty and increase the chances of their employees staying with them. While investing in your company’s stock may seem like a good idea, it is important to remember that this is not […]

Did you know? Maintaining a good credit score is important even after you retire! While you may have taken the necessary steps to maintain your credit score during your employment years, it is important that you don’t let it drop after you retire. Read on to know why your credit score matters even after you […]

If you recently signed up for a rewards credit card, you may have earned a sign-up bonus in the form of miles or reward points. While this can be a great way to earn rewards quickly, how do you keep the ball rolling and continue earning rewards? Let’s find out. Using the right rewards card: […]

If you are considering purchasing a house on mortgage, you’ve likely started comparing rates quoted by multiple lenders. However, apart from the mortgage rate, you may also have to get mortgage insurance.  Here are 4 key things you should know about mortgage insurance: Mortgage insurance protects the lender: Contrary to popular belief, mortgage insurance exists […]

Purchasing a life insurance policy for the first time can seem daunting. For many, the process may seem so overwhelming that they put off the task. If you are considering buying a life insurance policy but don’t know how to start the process, here’s our step-by-step breakdown of the application process: Compare premium quotes: Once […]

A home insurance policy protects you from incurring financial losses in case of damage to your residence. If this is the first time you’ve purchased a home insurance cover or if you were in a hurry to purchase your insurance policy, you may have made the mistake of signing the insurance papers too quickly, without […]